Critical Modeling Strategies for Insurance Companies

Insurance companies’ finance and actuarial staff live in a world rich with numbers, including premiums, losses, cash flows, underwriting costs, adjustment expenses, and allocations. Both teams typically use spreadsheets as their primary weapon in this war of number crunching and mission-critical modeling.

But while spreadsheets are commonly used, they tend to be an inefficient tool for data management and can become challenging to audit. Some organizations even prohibit the use of spreadsheets for any mission-critical data.

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